🏡 Real Realty Colorado | September Market Update
September 6, 2025
September 6, 2025
It feels like the seasons have shifted. Kids are back in school, mornings carry a chill, and even the ski resorts are hinting at winter with early season ads. After such a hot and dry summer, autumn feels like a welcome change.
On August 8th, we saw the lowest mortgage rates since October, keeping buyers active even as housing inventory continues to build. With about 4 months of inventory now on the market, conditions are edging toward a buyer’s market.
The condo and attached dwelling market has taken the hardest hit—rising HOA fees and issues with exterior insurance coverage have pushed many buyers toward single-family homes.
After a quiet Labor Day, the week brought a wave of economic reports that shaped rates and expectations:
Wednesday (JOLTS Report): Job openings dropped from 12 million in 2022 to 7.2 million today, reflecting softer labor demand.
Thursday (ADP Jobs Report): Only 54,000 jobs were added in August—well below the 75,000 expected.
Friday (BLS Report): Just 22,000 jobs created nationwide, mostly in healthcare. Even more concerning, prior months were revised downward—June, originally reported as +147,000 jobs, was finalized as -13,000 jobs.
These constant revisions create frustration: markets react instantly to data that may not hold up, but the recent weakness is helping bonds recover and pushing mortgage rates lower.
Unemployment: now 4.3%
Underemployment: 1.3 million Americans are working part-time while seeking full-time jobs
Altogether, this points to a softening labor market—exactly the kind of evidence the Federal Reserve may need to begin cutting rates.
If rate cuts come, we could see a repeat of Fall 2022, when mortgage rate drops triggered a wave of buying and much of the available inventory was snapped up in just a few weeks.
Whether you’re:
Thinking of selling → Timing matters. More inventory means more competition, but lower rates could bring buyers off the sidelines quickly.
Searching for a new home → A buyer’s market means more choices and negotiating power—especially for well-prepared buyers.
Just staying informed → Rates and economic shifts will define how the next season unfolds.
I’m here to help you navigate it all. Call or text me at 303-810-1059 to start your personalized real estate plan.
Real Estate Fall Update
Happy New Year!
Active inventory remains over the 10,000 mark, the highest level.
Inventory continues its trajectory to record highs of the decade hitting 11,115.
Top things to know about the Niwot & SW Longmont market.
It will be the same location as last year; at the Lake Valley Park.
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